The Evolving Landscape of Mortgage Lending: Strategies, Risks, and Opportunities for Credit Officers Mortgage lending has undergone significant transformation over recent years, driven by technological innovation, regulatory changes, and shifting…
The Financial Times reports that only 23% of mortgage brokers support plans to loosen mortgage lending limits, according to a recent study by Landbay. This suggests that a significant proportion…
Aligning State Requirements with FTC Standards The governor of Nevada has enacted a new law, SB 44, to align state requirements for safeguarding customer information with the Federal Trade Commission's…
Withdrawal of Guidance and Advisory Opinions Acting Director Russell Vought announced the withdrawal of 67 guidance documents on May 12, 2025 Withdrawals include policy statements, interpretive rules, advisory opinions, and…
First Financial Bankshares, Inc. has appointed James Hinton as President of First Financial Mortgage. This appointment is a significant milestone for the company, and we are excited to have James…
The Consumer Financial Protection Bureau (CFPB) has released a comprehensive set of rules governing mortgage lending, a move that has sparked intense debate among regulators, lenders, and consumers. The Need…
The mortgage industry is navigating unprecedented challenges, from the potential privatization of Fannie Mae and Freddie Mac to the rise of AI-driven operations. In this environment of compressed margins, fierce…
The Reserve Bank of New Zealand (RBNZ) has released its latest Credit Conditions Survey, which provides insights into the current state of the country's lending market. The survey, which is…
Why Refinancing Might Be a Good Time for You With the current economic climate, homeowners may be facing financial challenges. However, the situation can also create opportunities for refinancing. As…
Irish credit unions have seen a significant increase in assets over the past few years, reaching a total of €21.5 billion as of 2023. This growth is largely driven by…