The Credit Card Tools Hiding in Your Banking App

Paying bills online is just the beginning, with advanced features to boost your financial health available to you.

Banks are competing to offer tools like spending trend analysis, virtual assistants, and account security features.

Virtual assistants can even suggest ways to save money, like Capital One's Eno or U.S. Bank's Smart Assistant.

Limitations of banking apps include difficulty in linking accounts, insufficient data, and limited features.

Linking outside accounts can make it easier to get a comprehensive view of your finances.

Choose an app with the user experience you find easiest to navigate and understand.

Regularly check your card activity for suspicious purchases, and set up alerts to notify you of any charges over a certain amount.

You can also freeze or lock your account if your physical card is missing.

Account security isn't just about knowing where your physical card is, but also about who else has access to your account data.

Use the security meter to protect your accounts and stay one step ahead of potential threats.